Visitors To Canada

Secure Your Stay, Embrace Precious Moments

Do you have family or friends coming to stay? Do they have health insurance to help protect them while they’re in Canada? Are you visiting Canada and need health insurance while you are away from home?

When visiting Canada, your government health care plans might not travel with you. We know that health care costs in Canada can be expensive if you’re not covered under a Canadian government health insurance plan. Be sure to carry travel insurance to safeguard your finances and enjoy a worry-free trip.

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While coverage may vary depending on the policy and provider, travel insurance generally covers trip cancellation or interruption, medical expenses, emergency medical evacuation, lost or delayed baggage, travel delays, and accidental death or dismemberment. Some policies may also offer additional benefits such as coverage for rental car damage or adventure sports activities.
Yes, travel insurance can be purchased for various types of trips, including domestic and international travel, business trips, family vacations, or even short weekend getaways. It is advisable to consider travel insurance regardless of the destination or purpose of your trip.
The cost of travel insurance varies depending on several factors, including the duration of the trip, the coverage limits and benefits selected, the age of the travelers, and the destination.
When selecting a travel insurance policy, consider factors such as the coverage options, limits, deductibles, and exclusions. Assess your specific needs and the risks associated with your trip to determine the appropriate level of coverage. It can be helpful to compare policies from different providers to find the one that best suits your requirements and budget.
It is advisable to purchase travel insurance soon after making your travel arrangements, as it can provide coverage for unforeseen events that may occur before or during your trip. Some benefits, such as trip cancellation coverage, may have specific timeframes within which they are applicable, so purchasing early ensures maximum coverage.
Yes, travel insurance policies may have exclusions and limitations. Common exclusions include pre-existing medical conditions, acts of war, participation in high-risk activities, or losses due to illegal activities. It is important to carefully review the policy wording to understand the specific exclusions and limitations that apply.
Most travel insurance policies have a free-look period, during which you can review the policy terms and conditions and cancel it for a full refund if it doesn't meet your needs. After the free-look period, modifications or cancellations may be subject to the terms and conditions outlined in the policy.
In the event of a covered loss or emergency, you should contact your insurance provider as soon as possible to initiate the claims process. They will guide you through the necessary steps and documentation required to submit your claim. It is recommended to keep copies of all relevant receipts, medical records, and other supporting documentation.